Terms and Conditions
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Last Updated: 23rd April 2025
Terms and Conditions
APPENDIX A - Interest rates
The Lender has the right to change the interest rates stated below in accordance with what is stated in these Terms and Conditions. The Lender is only entitled to change the interest rate in accordance with clause 13.2.
The Borrower pays interest on their Outstanding Balance and any applicable setup or withdrawal fees.
| Credit Limit | Annual Interest Rate | APR |
|---|---|---|
| £1,000 | 31 % | 42.4 % |
| £2,000 | 30 % | 37.0 % |
| £3,000 | 29 % | 35.5 % |
| £5,000 | 27 % | 33.0 % |
| £7,000 | 25 % | 30.5 % |
| £10,000 | 22 % | 26.7 % |
Last Updated: 23rd April 2025
APPENDIX A - Interest rates
The Lender has the right to change the interest rates stated below in accordance with what is stated in these Terms and Conditions. The Lender is only entitled to change the interest rate in accordance with clause 13.2.
The Borrower pays interest on their Outstanding Balance and any applicable setup or withdrawal fees.
| Credit Limit | Annual Interest Rate | APR |
|---|---|---|
| £1,000 | 31 % | 42.4 % |
| £2,000 | 30 % | 37.0 % |
| £3,000 | 29 % | 35.5 % |
| £5,000 | 27 % | 33.0 % |
| £7,000 | 25 % | 30.5 % |
| £10,000 | 22 % | 26.7 % |