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Terms and Conditions

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Last Updated: 27 June 2025

Terms and Conditions

4. Borrower eligibility requirements

To be eligible for an Account you must:

  • be a natural person over 20 years old
  • have a declared annual income of at least £20,000
  • be a current resident in the UK (excluding Northern Ireland) for a minimum of 12 months
  • have a UK bank or building society account able to make repayments by Direct Debit
  • not have any County Court Judgments (CCJs) or Debt Relief Orders against you and/ or be subject to an Individual Voluntary Arrangement (IVA)

You must let us know of anything you are aware of which may result in a deterioration in your financial circumstances by contacting our team at hello@fairlo.co.uk.

You cannot intend to use withdrawals from your Fairlo Account for any of the following activities:

  • Speculative investments e.g. gambling or share purchase
  • As a deposit for the purchase of land or property
  • Illegal activities

Last Updated: 27 June 2025

4. Borrower eligibility requirements

To be eligible for an Account you must:

  • be a natural person over 20 years old
  • have a declared annual income of at least £20,000
  • be a current resident in the UK (excluding Northern Ireland) for a minimum of 12 months
  • have a UK bank or building society account able to make repayments by Direct Debit
  • not have any County Court Judgments (CCJs) or Debt Relief Orders against you and/ or be subject to an Individual Voluntary Arrangement (IVA)

You must let us know of anything you are aware of which may result in a deterioration in your financial circumstances by contacting our team at hello@fairlo.co.uk.

You cannot intend to use withdrawals from your Fairlo Account for any of the following activities:

  • Speculative investments e.g. gambling or share purchase
  • As a deposit for the purchase of land or property
  • Illegal activities